Affordable Housing Commission Work Products
The Oxford Affordable Housing Commission is dedicated to addressing affordable housing needs in the City of Oxford. The commission was formed by the City of Oxford’s Board of Aldermen on June 15, 2021, and it is codified in the City of Oxford Ordinances at Section 22-197. The Commission is a successor to the Oxford Affordable Housing Executive Committee which was an ad hoc volunteer committee formed to begin to deliberately address affordable housing challenges in Oxford. By enshrining this objective in its ordinances, the City of Oxford has demonstrated a serious commitment to serving persons of all income levels in the City.
Emergency Housing
ARE YOU HOMELESS OR AT RISK OF BECOMING HOMELESS?
START HERE:
Communicare Project THRIVE
152 Highway 7 South, Oxford, MS 38655communicarems.org/project-thrive1
662-816-2146
Don’t wait to call to begin the process to find stability.
Referrals and resources for households facing homelessness or at risk of becoming homeless.
SHELTER & RENTAL ASSISTANCE
LOU Mercy Re-Entry Ministries, Inc.
P.O. BOX 2097, Oxford, MS 38655loumercyreentryministries.com
662-380-0180
Transitional housing for single adults and families, including employment counseling and finacial management.
Bolivar County Community Action Agency
810 E. Sunflower Road #120, Cleveland, MS 38732bccaainc.org/community-service
662-846-1491
Rapid re-housing for homeless individuals. Including those in Lafayette County.
Mississippi United to End Homelessness (MUTEH)
Visit muteh.org for an online screening tool to identify if you are homeless and need housing, at risk of losing housing, and/or a homeless veteran.SHELTER (OUTSIDE OF LAFAYETTE COUNTY)
Red Shield Lodge
527 Carnation St.Tupelo, MS 38804
662-842-9222
Emergency shelter that offers meals and a safe place to sleep.
S.A.F.E Shelter
105 Clark Place, Tupelo, MS 38804safeshelter.net
662-841-9138 / 800-527-7233
Shelter and counseling for survivors of domestic violence, sexual assault, and their children.
House of Grace
8535 Highway 51 North, Southaven, MS 38671houseofgracedv.org
662-253-0252
Residential shelter and supportive services for survivors of domestic violence and their children.
Financial & Legal Assistance
DO YOU NEED FINANCIAL ASSISTANCE FOR RENT AND/OR UTILITIES?
Doors of Hope Transition Ministries
924 Van Buren Avenue, Oxford, MS 38655doorsofhopeoxford.org
662-234-1100
Shelter and case managment for families with children.
Interfaith Compassion Ministry
1918 University Avenue, Oxford, MS 38655662-236-3482 / 662-281-1002
Emergency financial assistance and assists the homeless.
LIFT, Inc.
181 Highway 6 East, Oxford, MS 38655662-238-6222
Financial assistance with utility payments.
Mississippi Department of Human Services- Community Services
200 South Lamar Street, Jackson, MS, 39201mdhs.ms.gov/community-services
800-421-0762 / 601-359-4768
Assistance to pay energy and water bills, as well as a weatherization assistance program.
Salvation Army
2649 West Oxford Loop, Oxford MS 38655salvationarmyalm.org/oxford
662-236-2260
Financial assistance with utility payments.
DO YOU NEED LEGAL ASSISTANCE?
North Mississippi Rural Legal Services
5 CR 1014, Oxford, MS 38655nmrls.com
662-234-2918 / 800-498-1804
Legal asistance including homeownership/real property, landlord/tenant, and public housing
University of Mississippi Housing Clinic
481 Chucky Mullins Drive, University, MS 38677law.olemiss.edu/housing-clinic
662-915-3493
Legal assistance with eviction and foreclosure.
Affordable Rentals and Homeownership
AFFORDABLE RENTALS
Oxford Housing Authority
900 Molly Barr Road, Oxford, MS 38655oxfordhousing.org
662-234-7524
Provides low-income, disasbled, and elderly individuals with subsidized housing.
Sigma LOU Group, LLC
P.O. Box 2097, Oxford, MS 38655sigmalougroup.com
662-380-0180
Developing and providing multi-unit residential housing for the area workforce.
LOU-HOME, Inc.
2692 West Oxford Loop, Ste, 112, Oxford, MS 38655louhome.org
662-607-4141
Credit counseling, homebuyer education, and fair housing workshops.
IS YOUR TENANT BEHIND ON RENT?
Mississippi United to End Homelessness (MUTEH)
Visit muteh.org for an online screening tool to see if your situation qualifies for assistance.HOMEOWNERSHIP
Oxford-Lafayette Fuller Center for Housing
P.O. Box 276, Oxford, MS 38655This email address is being protected from spambots. You need JavaScript enabled to view it.
662-607-6343
New construction and home repair for low-income homeowners.
Mississippi Home Corporation
735 Riverside Drive, Jackson, MS 39202mshomecorp.com/programs
601-718-4642
Down payment assistance and specialized loans, including grant funds up to $6,000 to assist with mortgages for Mississippi certified public school teachers in select areas of the state.
USDA Single Family Housing Division
100 W. Capitol St. Suite 831, Jackson, MS 39269rd.usda.gov/ms
601-965-4325
The Section 502 Direct Loan Program provides payment assistance to low- and very-low-in- come applicants in eligible rural areas, as well as no-money down mortgage loans to eligible low- and moderate-income homebuyers.
The Section 504 Home Repair program provides loans to very-low-income homebuyers to repair, improve or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards.
ARE YOU PREPARING TO BUY A HOME?
Ask your mortgage lender about programs through the Federal Housing Ad- ministration (FHA), U.S. Department of Agriculture (USDA), Veterans Affairs (VA), or the lender’s Community Reinvestment Act program to see if you qualify for down payment assistance, mortgage options with little to no down payment, reduced mortgage interest rates, and/or assistance with closing.This series of guides was created by the Oxford Affordable Housing Commission to connect people to resources around housing, financial assistance and homeownership